Nanny Joe

Q: I plan to organise a family holiday.Is there a way to minimise expenses for a family trip?

A:

For a burdenless family vacation without burning a hole in your pocket; here are some tips:

1.Get cheap flights,cheap fares and cheap lodging  offers via the internet for the best deals around .You get the best deals at your finger tips.This will save on family expensesand find the best lodging that caters for families

2. Budget your expected and allocated money for the trip.It is best to know how much you have or plan to spend.This will ensure that your plannedtrip is within affordability.Planning ahead means you will spend wisely

3.Plan ahead on your trip;-what to do,where you plan to eat(nice/hawker stall).Find out the best places to have your meals…it could be a favaurite tourist spot,or a recommended one …Knowing what you plan to do at your destination will make sure time is spent to the fullest

4.Get travel insurance for the unexpected.It is always better to be safe than sorry..Lost of baggage,vehicle breakdown, theft are most common misfortune during vacations.

5.Get medical vaccines if your travelling to a foreign country.Be sure to also get a travel medical insurance.Medical expenses are expensive especially if you travel to a foreign company.Try and avoid unhygenic eating stores

Q : My child needs to go for an operation that would require about $ 12,000.I dont really have that money and my insurance does not cover.I’m merely working at a towtruck company.Is there any way i could raise the money quick?

A:

Medical bills has always been a common issue and i’m sorry to hear about your problem.

There are many NGOs out there and funds which you could tap into but it would take time and much paperwork to be done.Besides that ,there is always a long waiting list and if you need the funds urgently,it could be frustrating waiting.You could also try to negotiate with the hospital for sponsorship to cover the operation cost.

Since you are working,there are a few alternatives which offers payday loan which is easy to qualify and approval is rather quick.If approved, these cash advance offers flexible payment plans at your discretion.The payday loans do not need any documents to be fax unless required to later by the lender.To qualify,you would need to be salaried for the last 3 months,have a valid checking account ,and earning at least $ 1000/month.You can find out more about these loans via the net.There are other cash advance options catering to all income level.This option could assist you in collecting your funds quickly and it is confidential.

Another effective option is also to bring forward your plight to the local media for public donations.There are many kind people out there whom would like to help out.

Have faith in God.